Total and permanent disability insurance gets you a lump sum of money if you’re permanently unable to work in your occupation or in any occupation for which you’re suited by training, education or ...

Liquidity risk remains one of the most persistent challenges for trustees of self-managed superannuation funds (SMSFs), particularly where investment strategies are heavily weighted toward illiquid ...

Jessie Hewitson is a veteran money journalist and editor, and financial agony aunt for The i Paper. For the past three years I’ve been fighting Aviva over an “own-occupation” Total & Permanent ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...

This story is part of a series on financial and economic literacy funded by Ecstra Foundation. Having income protection insurance means that if you get sick or injured and can’t work, you’ll still get ...